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  • Writer's pictureJesus M. Fernandez

Think you can't purchase a home? Think again!

Sadly, many people currently leasing their residence, erroneously believe that homeownership is out of their reach because of poor credit, a previous foreclosure or little money for a downpayment. They reach those conclusions without ever speaking with a housing professional, who can guide them and help them obtain the financing they need.

If you have poor or limited credit, you can still purchase! These are not deal breakers! The real deal breaker, is the belief that you can't!

Consumers who are new to credit, such as first-time homebuyers, may believe that a relatively high credit score and a 20% down payment are prerequisites for obtaining a mortgage and to begin searching for a home. Visit to learn about the first steps you need to take to become a new homeowner.

If you've experienced a foreclosure within the last three years, it does not necessarily mean you cannot purchase a home. The foreclosure is only one event, in your entire credit history, so you may still be able to obtain financing, to purchase and stop paying rent.

Call me for a confidential conversation, about your current credit situation. You may be pleasantly surprised to learn that you can purchase, regardless of your credit history. The only thing holding you back, is that you have not talked to me.

Call me today and stop paying for your landlord's mortgage. 786.553.7530

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